<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:trackback="http://madskills.com/public/xml/rss/module/trackback/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/"><channel><title>Ringwood NJ Real Estate Blog by Orly Steinberg</title><link>http://homesbyorly.com/blog/</link><description /><managingEditor>Orly Steinberg</managingEditor><dc:language>en-US</dc:language><generator>RPS Blog Version 1.1.0.0</generator><item><dc:creator>Orly Steinberg</dc:creator><title>How Does Ringwood NJ Real Estate Compare Nationally?</title><link>http://homesbyorly.com/blog_post.asp?post=10273</link><pubDate>Thu, 08 May 2008 07:21:00 GMT</pubDate><guid>http://homesbyorly.com/blog_post.asp?post=10273</guid><comments>http://homesbyorly.com/blog_post.asp?post=10273#comment</comments><slash:comments>0</slash:comments><wfw:commentRss>http://homesbyorly.com/blog/commentRss/10273.aspx</wfw:commentRss><trackback:ping>http://homesbyorly.com/blog/services/trackbacks/10273.aspx</trackback:ping><description>&lt;div style="font-family:arial, geneva, lucida, sans-serif;"&gt;&lt;p class="MsoNormal" style="MARGIN: 0in 0in 0pt"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"&gt;&lt;img style="WIDTH: 109px; HEIGHT: 83px" height="288" width="402" align="left" alt="" src="http://www.homesbyorly.com/agent_files/housevalue.jpg" /&gt;Check out &lt;a href="https://www.nationalcity.com/main/micro-site/economics/commentary-analysis/pages/housing-valuation-analysis.asp?WT.vanity=HouseValuation"&gt;&lt;font color="#800080"&gt;this website&lt;/font&gt;&lt;/a&gt; to see how &lt;st1:place w:st="on"&gt;&lt;st1:city w:st="on"&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt;Ringwood&lt;/strong&gt;&lt;/st1:city&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt; &lt;st1:state w:st="on"&gt;NJ&lt;/st1:state&gt;&lt;/strong&gt;&lt;/st1:place&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt; real estate&lt;/strong&gt; valuation compares to other cities across the country.&lt;span style="mso-spacerun: yes"&gt;&amp;nbsp; &lt;/span&gt;This site is not only informative, but it shows that &amp;ndash; despite the national media&amp;rsquo;s attention to the real estate slowdown &amp;ndash; much of the&amp;nbsp;..&lt;span style="font-size:90%;margin-left:5px;color:#0000FF;vertical-align:baseline;"&gt;&lt;font size="-3" color="gray"&gt;(&lt;/font&gt;&lt;a style="text-decoration:none;" href="http://homesbyorly.com/blog_post.asp?post=10273"&gt;read&amp;nbsp;more&lt;/a&gt;&lt;font size="-3" color="gray"&gt;)&lt;/font&gt;&lt;/span&gt;&lt;img src ="http://homesbyorly.com/blog/aggbug/10273.aspx" width = "1" height = "1" /&gt;&lt;/div&gt;</description></item><item><dc:creator>Orly Steinberg</dc:creator><title>Ringwood NJ Real Estate 101: Your Credit Score</title><link>http://homesbyorly.com/blog_post.asp?post=10112</link><pubDate>Thu, 01 May 2008 11:05:00 GMT</pubDate><guid>http://homesbyorly.com/blog_post.asp?post=10112</guid><comments>http://homesbyorly.com/blog_post.asp?post=10112#comment</comments><slash:comments>0</slash:comments><wfw:commentRss>http://homesbyorly.com/blog/commentRss/10112.aspx</wfw:commentRss><trackback:ping>http://homesbyorly.com/blog/services/trackbacks/10112.aspx</trackback:ping><description>&lt;div style="font-family:arial, geneva, lucida, sans-serif;"&gt;&lt;p class="MsoNormal" style="MARGIN: 0in 0in 0pt"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"&gt;If you are a first-time &lt;st1:place w:st="on"&gt;&lt;st1:city w:st="on"&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt;Ringwood&lt;/strong&gt;&lt;/st1:city&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt; &lt;st1:state w:st="on"&gt;NJ&lt;/st1:state&gt;&lt;/strong&gt;&lt;/st1:place&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt; real estate&lt;/strong&gt; homebuyer, you are most likely becoming very aware of the importance of having a good &lt;strong style="mso-bidi-font-weight: normal"&gt;credit score&lt;/strong&gt;.&lt;span style="mso-spacerun: yes"&gt;&amp;nbsp; &lt;/span&gt;A higher-than-average &lt;strong style="mso-bidi-font-weight: normal"&gt;credit score&lt;/strong&gt; will help you negotiate a lower interest rate when you are applying for a mortgage, and a lower interest rate means thousands of dollars in interest saved every year.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class="MsoNormal" style="MARGIN: 0in 0in 0pt"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY:&amp;nbsp;..&lt;span style="font-size:90%;margin-left:5px;color:#0000FF;vertical-align:baseline;"&gt;&lt;font size="-3" color="gray"&gt;(&lt;/font&gt;&lt;a style="text-decoration:none;" href="http://homesbyorly.com/blog_post.asp?post=10112"&gt;read&amp;nbsp;more&lt;/a&gt;&lt;font size="-3" color="gray"&gt;)&lt;/font&gt;&lt;/span&gt;&lt;img src ="http://homesbyorly.com/blog/aggbug/10112.aspx" width = "1" height = "1" /&gt;&lt;/div&gt;</description></item><item><dc:creator>Orly Steinberg</dc:creator><title>Ringwood NJ Real Estate Market Trends Report</title><link>http://homesbyorly.com/blog_post.asp?post=9965</link><pubDate>Thu, 24 Apr 2008 07:29:00 GMT</pubDate><guid>http://homesbyorly.com/blog_post.asp?post=9965</guid><comments>http://homesbyorly.com/blog_post.asp?post=9965#comment</comments><slash:comments>0</slash:comments><wfw:commentRss>http://homesbyorly.com/blog/commentRss/9965.aspx</wfw:commentRss><trackback:ping>http://homesbyorly.com/blog/services/trackbacks/9965.aspx</trackback:ping><description>&lt;div style="font-family:arial, geneva, lucida, sans-serif;"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial,&amp;nbsp;..&lt;span style="font-size:90%;margin-left:5px;color:#0000FF;vertical-align:baseline;"&gt;&lt;font size="-3" color="gray"&gt;(&lt;/font&gt;&lt;a style="text-decoration:none;" href="http://homesbyorly.com/blog_post.asp?post=9965"&gt;read&amp;nbsp;more&lt;/a&gt;&lt;font size="-3" color="gray"&gt;)&lt;/font&gt;&lt;/span&gt;&lt;img src ="http://homesbyorly.com/blog/aggbug/9965.aspx" width = "1" height = "1" /&gt;&lt;/div&gt;</description></item><item><dc:creator>Orly Steinberg</dc:creator><title>Ringwood NJ Real Estate Podcast</title><link>http://homesbyorly.com/blog_post.asp?post=9805</link><pubDate>Thu, 17 Apr 2008 12:25:00 GMT</pubDate><guid>http://homesbyorly.com/blog_post.asp?post=9805</guid><comments>http://homesbyorly.com/blog_post.asp?post=9805#comment</comments><slash:comments>0</slash:comments><wfw:commentRss>http://homesbyorly.com/blog/commentRss/9805.aspx</wfw:commentRss><trackback:ping>http://homesbyorly.com/blog/services/trackbacks/9805.aspx</trackback:ping><description>&lt;div style="font-family:arial, geneva, lucida, sans-serif;"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;The April&amp;nbsp;edition of the &lt;strong&gt;Ringwood NJ Real Estate Podcast&lt;/strong&gt; is now available. This month's edition covers New Jersey real estate market activity and then our experts explain how making a few changes in your home&amp;rsquo;s presentation can make it go from ordinary to extraordinary! &lt;br /&gt;
&lt;br /&gt;
&lt;div style="MARGIN: 0pt" align="center"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;a href="http://www.talkrealty.com/audio/orlysteinberg/os200804.mp3"&gt;download podcast mp3 file&lt;/a&gt; | &lt;a href="http://www.talkrealty.com/orlysteinberg/subscribe.aspx"&gt;subscribe to podcast feed&lt;/a&gt; &lt;/span&gt;&lt;/div&gt;
&lt;div style="MARGIN: 0pt" align="center"&gt;&amp;nbsp;&lt;/div&gt;
&lt;div style="MARGIN: 0pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;To learn more about &lt;strong&gt;Ringwood&lt;/strong&gt;&lt;strong&gt; NJ&lt;/strong&gt;&lt;strong&gt; real estate&lt;/strong&gt;, please call me at 973-962-5410 or visit &lt;strong&gt;&lt;a href="http://www.homesbyorly.com/"&gt;HomesByOrly.com&lt;/a&gt;&lt;/strong&gt;.&amp;nbsp;You may also request a complimentary market&amp;nbsp;..&lt;span style="font-size:90%;margin-left:5px;color:#0000FF;vertical-align:baseline;"&gt;&lt;font size="-3" color="gray"&gt;(&lt;/font&gt;&lt;a style="text-decoration:none;" href="http://homesbyorly.com/blog_post.asp?post=9805"&gt;read&amp;nbsp;more&lt;/a&gt;&lt;font size="-3" color="gray"&gt;)&lt;/font&gt;&lt;/span&gt;&lt;img src ="http://homesbyorly.com/blog/aggbug/9805.aspx" width = "1" height = "1" /&gt;&lt;/div&gt;</description></item><item><dc:creator>Orly Steinberg</dc:creator><title>Top Ten Reasons To Buy Ringwood NJ Real Estate NOW</title><link>http://homesbyorly.com/blog_post.asp?post=9620</link><pubDate>Thu, 10 Apr 2008 11:51:00 GMT</pubDate><guid>http://homesbyorly.com/blog_post.asp?post=9620</guid><comments>http://homesbyorly.com/blog_post.asp?post=9620#comment</comments><slash:comments>0</slash:comments><wfw:commentRss>http://homesbyorly.com/blog/commentRss/9620.aspx</wfw:commentRss><trackback:ping>http://homesbyorly.com/blog/services/trackbacks/9620.aspx</trackback:ping><description>&lt;div style="font-family:arial, geneva, lucida, sans-serif;"&gt;&lt;div style="MARGIN: 0pt"&gt;&lt;span style="FONT-SIZE: 9pt"&gt;&lt;span style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Arial"&gt;Thinking about buying &lt;strong&gt;Ringwood or Passaic County real estate&lt;/strong&gt;, but not sure if it's the right time? There are many factors that go into a buyers decision to buy. Here's a list that will help you to make that decision.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div style="MARGIN: 0pt"&gt;&lt;span style="FONT-SIZE: 9pt"&gt;&lt;span style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Arial"&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div style="MARGIN: 0pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;1.&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;em&gt;Plenty&lt;/em&gt; of inventory to choose from.&amp;nbsp;See for yourself on the &lt;strong&gt;Ringwood NJ Real Estate&lt;/strong&gt; &lt;strong&gt;&lt;a href="http://www.homesbyorly.com/access.asp"&gt;MLS&lt;/a&gt;&lt;/strong&gt;!&lt;/span&gt;&lt;/div&gt;
&lt;div style="MARGIN: 0pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;2.&amp;nbsp;&amp;nbsp;&amp;nbsp; Bidding wars are rare in today&amp;rsquo;s market.&lt;/span&gt;&lt;/div&gt;
&lt;div style="MARGIN: 0pt"&gt;&lt;span style="FONT-SIZE:&amp;nbsp;..&lt;span style="font-size:90%;margin-left:5px;color:#0000FF;vertical-align:baseline;"&gt;&lt;font size="-3" color="gray"&gt;(&lt;/font&gt;&lt;a style="text-decoration:none;" href="http://homesbyorly.com/blog_post.asp?post=9620"&gt;read&amp;nbsp;more&lt;/a&gt;&lt;font size="-3" color="gray"&gt;)&lt;/font&gt;&lt;/span&gt;&lt;img src ="http://homesbyorly.com/blog/aggbug/9620.aspx" width = "1" height = "1" /&gt;&lt;/div&gt;</description></item><item><dc:creator>Orly Steinberg</dc:creator><title>Top 10 Ringwood Short Sale Questions…Answered</title><link>http://homesbyorly.com/blog_post.asp?post=9542</link><pubDate>Mon, 07 Apr 2008 21:47:00 GMT</pubDate><guid>http://homesbyorly.com/blog_post.asp?post=9542</guid><comments>http://homesbyorly.com/blog_post.asp?post=9542#comment</comments><slash:comments>0</slash:comments><wfw:commentRss>http://homesbyorly.com/blog/commentRss/9542.aspx</wfw:commentRss><trackback:ping>http://homesbyorly.com/blog/services/trackbacks/9542.aspx</trackback:ping><description>&lt;div style="font-family:arial, geneva, lucida, sans-serif;"&gt;&lt;div class="post_content"&gt;
&lt;p&gt;Are you in a crunch and considering selling your home by means of a short sale...but have lots of questions? Below are the &lt;font color="#990000"&gt;&lt;strong&gt;Top 10&amp;nbsp;Ringwood Short Sale Questions&amp;hellip;Answered&lt;/strong&gt;&lt;/font&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Number 10&lt;/strong&gt;&amp;nbsp; &lt;em&gt;I can't make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want to preserve my credit score...is a short sale right for me?&amp;nbsp;&amp;nbsp; &lt;/em&gt;&lt;/p&gt;
&lt;p&gt;Probably, not. In cases where the seller can pay back all or part of the negative equity (usually to the 2nd lien holder), it makes sense for them to work out a repayment plan. The lender will then release the lien and allow the home to close. &lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Number 9&lt;/strong&gt;&amp;nbsp; &lt;em&gt;If I pay mortgage insurance and default on my loan, why wouldn't that cover the deficiency amount?&lt;/em&gt;&amp;nbsp; &lt;/p&gt;
&lt;p&gt;The mortgage insurance is not there for your protection, just the mortgage&amp;nbsp;..&lt;span style="font-size:90%;margin-left:5px;color:#0000FF;vertical-align:baseline;"&gt;&lt;font size="-3" color="gray"&gt;(&lt;/font&gt;&lt;a style="text-decoration:none;" href="http://homesbyorly.com/blog_post.asp?post=9542"&gt;read&amp;nbsp;more&lt;/a&gt;&lt;font size="-3" color="gray"&gt;)&lt;/font&gt;&lt;/span&gt;&lt;img src ="http://homesbyorly.com/blog/aggbug/9542.aspx" width = "1" height = "1" /&gt;&lt;/div&gt;</description></item><item><dc:creator>Orly Steinberg</dc:creator><title>Ringwood NJ Tax Rebates: What You Need to Know</title><link>http://homesbyorly.com/blog_post.asp?post=9432</link><pubDate>Thu, 03 Apr 2008 13:50:00 GMT</pubDate><guid>http://homesbyorly.com/blog_post.asp?post=9432</guid><comments>http://homesbyorly.com/blog_post.asp?post=9432#comment</comments><slash:comments>0</slash:comments><wfw:commentRss>http://homesbyorly.com/blog/commentRss/9432.aspx</wfw:commentRss><trackback:ping>http://homesbyorly.com/blog/services/trackbacks/9432.aspx</trackback:ping><description>&lt;div style="font-family:arial, geneva, lucida, sans-serif;"&gt;&lt;p class="MsoNormal" style="MARGIN: 6pt 0in"&gt;&lt;span style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Arial"&gt;&lt;img style="WIDTH: 91px; HEIGHT: 79px" height="89" width="134" align="left" alt="" src="http://farm4.static.flickr.com/3191/2345522843_f1aa23c299_m.jpg" /&gt;The centerpiece of Congress&amp;rsquo; recent $170 billion economic stimulus plan is &lt;strong style="mso-bidi-font-weight: normal"&gt;tax rebates&lt;/strong&gt;, but few &lt;st1:place w:st="on"&gt;&lt;st1:city w:st="on"&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt;Ringwood&lt;/strong&gt;&lt;/st1:city&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt; &lt;st1:state w:st="on"&gt;NJ&lt;/st1:state&gt;&lt;/strong&gt;&lt;/st1:place&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt; real estate&lt;/strong&gt; owners and taxpayers actually understand what the rebates mean or how they may benefit.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class="MsoNormal" style="MARGIN: 6pt 0in"&gt;&lt;span style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Arial"&gt;Treasury Department and IRS officials are still scurrying to work out the&amp;nbsp;..&lt;span style="font-size:90%;margin-left:5px;color:#0000FF;vertical-align:baseline;"&gt;&lt;font size="-3" color="gray"&gt;(&lt;/font&gt;&lt;a style="text-decoration:none;" href="http://homesbyorly.com/blog_post.asp?post=9432"&gt;read&amp;nbsp;more&lt;/a&gt;&lt;font size="-3" color="gray"&gt;)&lt;/font&gt;&lt;/span&gt;&lt;img src ="http://homesbyorly.com/blog/aggbug/9432.aspx" width = "1" height = "1" /&gt;&lt;/div&gt;</description></item><item><dc:creator>Orly Steinberg</dc:creator><title>Ringwood NJ Homeowners Beware of Real Estate Foreclosure Scams!</title><link>http://homesbyorly.com/blog_post.asp?post=9234</link><pubDate>Thu, 27 Mar 2008 11:27:00 GMT</pubDate><guid>http://homesbyorly.com/blog_post.asp?post=9234</guid><comments>http://homesbyorly.com/blog_post.asp?post=9234#comment</comments><slash:comments>0</slash:comments><wfw:commentRss>http://homesbyorly.com/blog/commentRss/9234.aspx</wfw:commentRss><trackback:ping>http://homesbyorly.com/blog/services/trackbacks/9234.aspx</trackback:ping><description>&lt;div style="font-family:arial, geneva, lucida, sans-serif;"&gt;&lt;p class="MsoNormal" style="MARGIN: 0in 0in 0pt"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"&gt;Even with the recent congressional relief plan, many &lt;st1:place w:st="on"&gt;&lt;st1:city w:st="on"&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt;Ringwood&lt;/strong&gt;&lt;/st1:city&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt; &lt;st1:state w:st="on"&gt;NJ&lt;/st1:state&gt;&lt;/strong&gt;&lt;/st1:place&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt; homeowners&lt;/strong&gt; have still found themselves unable to pay their mortgages and are ending up in &lt;strong style="mso-bidi-font-weight: normal"&gt;foreclosure&lt;/strong&gt;.&lt;span style="mso-spacerun: yes"&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class="MsoNormal" style="MARGIN: 0in 0in 0pt"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class="MsoNormal" style="MARGIN: 0in 0in 0pt"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"&gt;Although this CBS News video centers on a scam artist in Southern California, it is important viewing for all &lt;st1:place&amp;nbsp;..&lt;span style="font-size:90%;margin-left:5px;color:#0000FF;vertical-align:baseline;"&gt;&lt;font size="-3" color="gray"&gt;(&lt;/font&gt;&lt;a style="text-decoration:none;" href="http://homesbyorly.com/blog_post.asp?post=9234"&gt;read&amp;nbsp;more&lt;/a&gt;&lt;font size="-3" color="gray"&gt;)&lt;/font&gt;&lt;/span&gt;&lt;img src ="http://homesbyorly.com/blog/aggbug/9234.aspx" width = "1" height = "1" /&gt;&lt;/div&gt;</description></item><item><dc:creator>Orly Steinberg</dc:creator><title>Buyer's Real Estate Seminar a Success!</title><link>http://homesbyorly.com/blog_post.asp?post=9174</link><pubDate>Tue, 25 Mar 2008 11:35:00 GMT</pubDate><guid>http://homesbyorly.com/blog_post.asp?post=9174</guid><comments>http://homesbyorly.com/blog_post.asp?post=9174#comment</comments><slash:comments>0</slash:comments><wfw:commentRss>http://homesbyorly.com/blog/commentRss/9174.aspx</wfw:commentRss><trackback:ping>http://homesbyorly.com/blog/services/trackbacks/9174.aspx</trackback:ping><description>&lt;div style="font-family:arial, geneva, lucida, sans-serif;"&gt;&lt;p class="MsoNormal" style="MARGIN: 0in 0in 0pt"&gt;&lt;font face="Times New Roman" size="3"&gt;The secret to winning in Today&amp;rsquo;s Real Estate Market is&amp;hellip; Education!&lt;/font&gt;&lt;/p&gt;
&lt;p class="MsoNormal" style="MARGIN: 0in 0in 0pt"&gt;&lt;font face="Times New Roman" size="3"&gt;Or such was the consensus on March 13&lt;sup&gt;th&lt;/sup&gt; when Orly Steinberg of Coldwell Banker Real Estate presented a Real Estate seminar at the Ringwood Public Library. &lt;/font&gt;&lt;/p&gt;
&lt;p class="MsoNormal" style="MARGIN: 0in 0in 0pt"&gt;&lt;font size="3"&gt;&lt;font face="Times New Roman"&gt;&lt;span style="mso-spacerun: yes"&gt;&amp;nbsp;&lt;/span&gt;&lt;span style="mso-tab-count: 1"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;Ms. Steinberg began the evening with a very informative overview of the home buying process and shared expertise learned in the 22 years she has worked in Real Estate. &lt;/font&gt;&lt;/font&gt;&lt;/p&gt;
&lt;p class="MsoNormal" style="MARGIN: 0in 0in 0pt"&gt;&lt;font face="Times New Roman" size="3"&gt;There are tremendous opportunities&amp;nbsp;..&lt;span style="font-size:90%;margin-left:5px;color:#0000FF;vertical-align:baseline;"&gt;&lt;font size="-3" color="gray"&gt;(&lt;/font&gt;&lt;a style="text-decoration:none;" href="http://homesbyorly.com/blog_post.asp?post=9174"&gt;read&amp;nbsp;more&lt;/a&gt;&lt;font size="-3" color="gray"&gt;)&lt;/font&gt;&lt;/span&gt;&lt;img src ="http://homesbyorly.com/blog/aggbug/9174.aspx" width = "1" height = "1" /&gt;&lt;/div&gt;</description></item><item><dc:creator>Orly Steinberg</dc:creator><title>Ringwood NJ Market Trends Report</title><link>http://homesbyorly.com/blog_post.asp?post=9048</link><pubDate>Thu, 20 Mar 2008 09:42:00 GMT</pubDate><guid>http://homesbyorly.com/blog_post.asp?post=9048</guid><comments>http://homesbyorly.com/blog_post.asp?post=9048#comment</comments><slash:comments>0</slash:comments><wfw:commentRss>http://homesbyorly.com/blog/commentRss/9048.aspx</wfw:commentRss><trackback:ping>http://homesbyorly.com/blog/services/trackbacks/9048.aspx</trackback:ping><description>&lt;div style="font-family:arial, geneva, lucida, sans-serif;"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial, Helvetica, Sans Serif"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial,&amp;nbsp;..&lt;span style="font-size:90%;margin-left:5px;color:#0000FF;vertical-align:baseline;"&gt;&lt;font size="-3" color="gray"&gt;(&lt;/font&gt;&lt;a style="text-decoration:none;" href="http://homesbyorly.com/blog_post.asp?post=9048"&gt;read&amp;nbsp;more&lt;/a&gt;&lt;font size="-3" color="gray"&gt;)&lt;/font&gt;&lt;/span&gt;&lt;img src ="http://homesbyorly.com/blog/aggbug/9048.aspx" width = "1" height = "1" /&gt;&lt;/div&gt;</description></item><item><dc:creator>Orly Steinberg</dc:creator><title>Ringwood NJ Real Estate Podcast</title><link>http://homesbyorly.com/blog_post.asp?post=8856</link><pubDate>Thu, 13 Mar 2008 06:32:00 GMT</pubDate><guid>http://homesbyorly.com/blog_post.asp?post=8856</guid><comments>http://homesbyorly.com/blog_post.asp?post=8856#comment</comments><slash:comments>0</slash:comments><wfw:commentRss>http://homesbyorly.com/blog/commentRss/8856.aspx</wfw:commentRss><trackback:ping>http://homesbyorly.com/blog/services/trackbacks/8856.aspx</trackback:ping><description>&lt;div style="font-family:arial, geneva, lucida, sans-serif;"&gt;&lt;table style="mso-padding-alt: 0in 0in 0in 0in; mso-cellspacing: 0in" cellspacing="0" cellpadding="0" border="0" class="MsoNormalTable"&gt;
    &lt;tbody&gt;
        &lt;tr style="mso-yfti-irow: 0; mso-yfti-firstrow: yes; mso-yfti-lastrow: yes"&gt;
            &lt;td style="BORDER-RIGHT: #ece9d8; PADDING-RIGHT: 0in; BORDER-TOP: #ece9d8; PADDING-LEFT: 0in; PADDING-BOTTOM: 0in; BORDER-LEFT: #ece9d8; PADDING-TOP: 0in; BORDER-BOTTOM: #ece9d8; BACKGROUND-COLOR: transparent" valign="top"&gt;
            &lt;p class="MsoNormal" style="MARGIN: 0in 0in 0pt"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"&gt;This month's edition covers &lt;st1:state w:st="on"&gt;&lt;st1:place w:st="on"&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt;New Jersey&lt;/strong&gt;&lt;/st1:place&gt;&lt;/st1:state&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt; market activity&lt;/strong&gt; and then we'll cover the new financing rules from &lt;strong style="mso-bidi-font-weight: normal"&gt;Fannie Mae&lt;/strong&gt; and &lt;strong style="mso-bidi-font-weight: normal"&gt;Freddie Mac&lt;/strong&gt;.&amp;nbsp;..&lt;span style="font-size:90%;margin-left:5px;color:#0000FF;vertical-align:baseline;"&gt;&lt;font size="-3" color="gray"&gt;(&lt;/font&gt;&lt;a style="text-decoration:none;" href="http://homesbyorly.com/blog_post.asp?post=8856"&gt;read&amp;nbsp;more&lt;/a&gt;&lt;font size="-3" color="gray"&gt;)&lt;/font&gt;&lt;/span&gt;&lt;img src ="http://homesbyorly.com/blog/aggbug/8856.aspx" width = "1" height = "1" /&gt;&lt;/div&gt;</description></item><item><dc:creator>Orly Steinberg</dc:creator><title>Ringwood NJ Real Estate Podcast</title><link>http://homesbyorly.com/blog_post.asp?post=8672</link><pubDate>Thu, 06 Mar 2008 07:18:00 GMT</pubDate><guid>http://homesbyorly.com/blog_post.asp?post=8672</guid><comments>http://homesbyorly.com/blog_post.asp?post=8672#comment</comments><slash:comments>0</slash:comments><wfw:commentRss>http://homesbyorly.com/blog/commentRss/8672.aspx</wfw:commentRss><trackback:ping>http://homesbyorly.com/blog/services/trackbacks/8672.aspx</trackback:ping><description>&lt;div style="font-family:arial, geneva, lucida, sans-serif;"&gt;&lt;table style="mso-cellspacing: 0in; mso-padding-alt: 0in 0in 0in 0in" cellspacing="0" cellpadding="0" border="0" class="MsoNormalTable"&gt;
    &lt;tbody&gt;
        &lt;tr style="mso-yfti-irow: 0; mso-yfti-firstrow: yes; mso-yfti-lastrow: yes"&gt;
            &lt;td style="BORDER-RIGHT: #ece9d8; PADDING-RIGHT: 0in; BORDER-TOP: #ece9d8; PADDING-LEFT: 0in; PADDING-BOTTOM: 0in; BORDER-LEFT: #ece9d8; PADDING-TOP: 0in; BORDER-BOTTOM: #ece9d8; BACKGROUND-COLOR: transparent" valign="top"&gt;
            &lt;p class="MsoNormal" style="MARGIN: 0in 0in 0pt"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"&gt;This edition covers &lt;st1:state w:st="on"&gt;&lt;st1:place w:st="on"&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt;New Jersey&lt;/strong&gt;&lt;/st1:place&gt;&lt;/st1:state&gt;&lt;strong style="mso-bidi-font-weight: normal"&gt; real estate market activity&lt;/strong&gt; and then we'll talk about how low interest rates and higher housing inventories make today one of the best times in recent memory to invest in real estate. &lt;br /&gt;
            &lt;br&amp;nbsp;..&lt;span style="font-size:90%;margin-left:5px;color:#0000FF;vertical-align:baseline;"&gt;&lt;font size="-3" color="gray"&gt;(&lt;/font&gt;&lt;a style="text-decoration:none;" href="http://homesbyorly.com/blog_post.asp?post=8672"&gt;read&amp;nbsp;more&lt;/a&gt;&lt;font size="-3" color="gray"&gt;)&lt;/font&gt;&lt;/span&gt;&lt;img src ="http://homesbyorly.com/blog/aggbug/8672.aspx" width = "1" height = "1" /&gt;&lt;/div&gt;</description></item><item><dc:creator>Orly Steinberg</dc:creator><title>Ringwood NJ Home Improvements Go Green</title><link>http://homesbyorly.com/blog_post.asp?post=8506</link><pubDate>Thu, 28 Feb 2008 07:59:00 GMT</pubDate><guid>http://homesbyorly.com/blog_post.asp?post=8506</guid><comments>http://homesbyorly.com/blog_post.asp?post=8506#comment</comments><slash:comments>0</slash:comments><wfw:commentRss>http://homesbyorly.com/blog/commentRss/8506.aspx</wfw:commentRss><trackback:ping>http://homesbyorly.com/blog/services/trackbacks/8506.aspx</trackback:ping><description>&lt;div style="font-family:arial, geneva, lucida, sans-serif;"&gt;&lt;p class="MsoNormal" style="MARGIN: 0in 0in 0pt"&gt;&lt;span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"&gt;&lt;img style="WIDTH: 101px; HEIGHT: 99px" height="234" width="141" align="left" alt="" src="http://farm4.static.flickr.com/3050/2296722886_299f1b1f1e.jpg?v=0 " /&gt;Spring is right around the&lt;span style="mso-spacerun: yes"&gt;&amp;nbsp; &lt;/span&gt;corner, and many &lt;strong style="mso-bidi-font-weight: normal"&gt;Ringwood homeowners&lt;/strong&gt; are starting to plan home improvement projects to spruce up their property.&lt;span style="mso-spacerun: yes"&gt;&amp;nbsp; &lt;/span&gt;With so many environmentally-friendly &amp;ldquo;green&amp;rdquo; options available these days, it may be overwhelming to figure out how exactly &lt;em style="mso-bidi-font-style: normal"&gt;you &lt;/em&gt;as a &lt;strong style="mso-bidi-font-weight: normal"&gt;homeowner&lt;/strong&gt; can make changes.&lt;span style="mso-spacerun: yes"&gt;&amp;nbsp; &lt;/span&gt;&lt;a href="http://www.realestatejournal.com/homegarden/20080226-hoak.html"&gt;&lt;font color="#800080"&gt;This article&lt;/font&gt;&lt;/a&gt; from &lt;a&amp;nbsp;..&lt;span style="font-size:90%;margin-left:5px;color:#0000FF;vertical-align:baseline;"&gt;&lt;font size="-3" color="gray"&gt;(&lt;/font&gt;&lt;a style="text-decoration:none;" href="http://homesbyorly.com/blog_post.asp?post=8506"&gt;read&amp;nbsp;more&lt;/a&gt;&lt;font size="-3" color="gray"&gt;)&lt;/font&gt;&lt;/span&gt;&lt;img src ="http://homesbyorly.com/blog/aggbug/8506.aspx" width = "1" height = "1" /&gt;&lt;/div&gt;</description></item><item><dc:creator>Orly Steinberg</dc:creator><title>Ringwood/Wanaque/Pompton Lakes Real Estate Market Trends-Feb 2008</title><link>http://homesbyorly.com/blog_post.asp?post=8347</link><pubDate>Thu, 21 Feb 2008 12:10:00 GMT</pubDate><guid>http://homesbyorly.com/blog_post.asp?post=8347</guid><comments>http://homesbyorly.com/blog_post.asp?post=8347#comment</comments><slash:comments>0</slash:comments><wfw:commentRss>http://homesbyorly.com/blog/commentRss/8347.aspx</wfw:commentRss><trackback:ping>http://homesbyorly.com/blog/services/trackbacks/8347.aspx</trackback:ping><description>&lt;div style="font-family:arial, geneva, lucida, sans-serif;"&gt;&lt;div&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE: 10pt"&gt;&lt;span style="FONT-SIZE:&amp;nbsp;..&lt;span style="font-size:90%;margin-left:5px;color:#0000FF;vertical-align:baseline;"&gt;&lt;font size="-3" color="gray"&gt;(&lt;/font&gt;&lt;a style="text-decoration:none;" href="http://homesbyorly.com/blog_post.asp?post=8347"&gt;read&amp;nbsp;more&lt;/a&gt;&lt;font size="-3" color="gray"&gt;)&lt;/font&gt;&lt;/span&gt;&lt;img src ="http://homesbyorly.com/blog/aggbug/8347.aspx" width = "1" height = "1" /&gt;&lt;/div&gt;</description></item><item><dc:creator>Orly Steinberg</dc:creator><title>Giving Back</title><link>http://homesbyorly.com/blog_post.asp?post=8222</link><pubDate>Fri, 15 Feb 2008 05:57:00 GMT</pubDate><guid>http://homesbyorly.com/blog_post.asp?post=8222</guid><comments>http://homesbyorly.com/blog_post.asp?post=8222#comment</comments><slash:comments>0</slash:comments><wfw:commentRss>http://homesbyorly.com/blog/commentRss/8222.aspx</wfw:commentRss><trackback:ping>http://homesbyorly.com/blog/services/trackbacks/8222.aspx</trackback:ping><description>&lt;div style="font-family:arial, geneva, lucida, sans-serif;"&gt;&lt;div style="MARGIN: 0pt"&gt;It was a thrill and a privilege to speak to 1000 Realtors in Minneapolis from&lt;/div&gt;
&lt;div style="MARGIN: 0pt"&gt;Coldwell Banker Burnet.&amp;nbsp;On Wed. Feb. 13, 2008 Coldwell Banker Burnet held their&lt;/div&gt;
&lt;div style="MARGIN: 0pt"&gt;34&lt;sup&gt;th&lt;/sup&gt; annual Awards Ceremonies and invited myself, Orly Steinberg, and two other &lt;/div&gt;
&lt;div style="MARGIN: 0pt"&gt;Star Power speakers, Roy Clayton from Huntsville, AL and&amp;nbsp;Darren Mansell from Salt&lt;/div&gt;
&lt;div style="MARGIN: 0pt"&gt;Lake City, UT, to speak to their top agents.&lt;/div&gt;
&lt;div style="MARGIN: 0pt"&gt;&amp;nbsp;&lt;/div&gt;
&lt;div style="MARGIN: 0pt"&gt;After being introduced by the &lt;strong&gt;esteemed David Knox&lt;/strong&gt;, Darren Mansell spoke about &lt;/div&gt;
&lt;div style="MARGIN: 0pt"&gt;the different personality types also know as the DISC.&amp;nbsp;He also explained how having &lt;/div&gt;
&lt;div style="MARGIN: 0pt"&gt;systems can make a Realtor more organized and efficient and how Client Parties &lt;/div&gt;
&lt;div style="MARGIN: 0pt"&gt;are a wonderful way to get&amp;nbsp;..&lt;span style="font-size:90%;margin-left:5px;color:#0000FF;vertical-align:baseline;"&gt;&lt;font size="-3" color="gray"&gt;(&lt;/font&gt;&lt;a style="text-decoration:none;" href="http://homesbyorly.com/blog_post.asp?post=8222"&gt;read&amp;nbsp;more&lt;/a&gt;&lt;font size="-3" color="gray"&gt;)&lt;/font&gt;&lt;/span&gt;&lt;img src ="http://homesbyorly.com/blog/aggbug/8222.aspx" width = "1" height = "1" /&gt;&lt;/div&gt;</description></item></channel></rss>